Please read these Terms & Conditions carefully before using any service offered by 98f. By creating an account or placing a bet, you confirm that you have read, understood, and agree to be bound by these terms.
Last updated: June 2026 | 18+ only | Applicable to all 98f users
By accessing, registering on, or using any part of the 98f platform at 98f.bio, you unconditionally accept these Terms & Conditions in full. If you do not accept any provision of these terms, you must immediately cease use of the platform and close your account.
Your continued use of 98f following any update to these Terms & Conditions constitutes your acceptance of the revised terms. It is your responsibility to review these terms periodically. The date of the most recent revision is displayed at the top of this page.
These terms apply to all services provided by 98f, including but not limited to: cricket betting and sportsbook services, live casino games, online slots, virtual casino games, Fishing Yi Lu Fa arcade games, and any promotional or bonus programmes.
Use of the 98f platform is subject to the following eligibility requirements, all of which must be satisfied simultaneously:
It is your personal responsibility to ascertain whether online gambling is lawful in your jurisdiction before registering. 98f does not provide legal advice and makes no representation regarding the legality of its services in any specific jurisdiction.
Each user is permitted to hold only one active 98f account. Creating multiple accounts, whether under the same or different names, is strictly prohibited and will result in all associated accounts being suspended and any balances forfeited.
When registering an 98f account, you must provide accurate, complete, and up-to-date personal information. You must promptly update your account information if any details change. 98f is not liable for any consequences arising from your failure to maintain accurate account information.
You are solely responsible for maintaining the confidentiality of your 98f login credentials, including your username and password. You must not share your credentials with any third party. Any activity conducted through your account – including all bets placed and transactions executed – is your sole responsibility. If you suspect unauthorised access to your account, you must notify 98f support immediately via live chat.
As part of our anti-money-laundering obligations, 98f may require identity verification (KYC) documents before processing withdrawals or at any other time at our discretion. Required documents may include a valid national ID card (CNIC), passport, proof of address, and proof of payment method ownership. Failure to complete KYC within the specified timeframe may result in account suspension.
98f accepts deposits and processes withdrawals via the following methods: JazzCash, Easypaisa, HBL bank transfer, UBL bank transfer, Meezan Bank transfer, Bank Alfalah transfer, and USDT cryptocurrency. All PKR transactions are processed in Pakistani Rupees at face value with no currency conversion markup applied by 98f.
The minimum deposit is Rs 200. Deposits are credited to your 98f wallet upon confirmation from the payment provider. 98f is not responsible for delays caused by third-party payment processors. Only funds deposited from payment methods registered in your own name may be used on the platform.
The minimum withdrawal is Rs 500. Withdrawals will only be processed to a payment method previously used for deposit and registered in the same name as your 98f account. Processing times are as follows: JazzCash and Easypaisa within 15–45 minutes; bank transfers within one business day; USDT within approximately 30 minutes. 98f reserves the right to apply additional identity checks before processing any withdrawal.
Initiating a chargeback or payment dispute with your bank or payment provider while maintaining an active 98f account balance is a breach of these terms. 98f reserves the right to suspend the account immediately and recover any disputed amounts from available balance.
98f offers various promotional bonuses to eligible users, including welcome deposit bonuses, reload bonuses, free spins, and sports betting cashback. All bonuses are subject to the following general conditions:
All sports bets placed on 98f are subject to the specific rules of the relevant sport and market, which are published within the sportsbook interface. In the event of any conflict between general terms and specific market rules, the specific market rules prevail.
98f is committed to promoting responsible gaming. We recognise that gambling can pose risks for some individuals and we provide tools to help users maintain control of their gaming activity. The following tools are available to all 98f users directly from their account dashboard:
For more detail on all available tools and support resources, see our Responsible Gaming page. If you believe your gambling is causing harm, we strongly encourage you to use these tools and seek external support.
The following conduct is strictly prohibited on the 98f platform and constitutes grounds for immediate account suspension, forfeiture of funds, and potential legal action:
All content on the 98f platform, including but not limited to the 98f brand name, logo, website design, text, graphics, software, game interfaces, and all associated intellectual property rights, are the exclusive property of 98f or its licensed providers. You are granted a limited, non-exclusive, non-transferable licence to access and use the platform solely for personal entertainment purposes.
Any reproduction, redistribution, modification, or commercial exploitation of any 98f content without prior written authorisation is strictly prohibited.
To the maximum extent permitted by applicable law, 98f, its officers, employees, and partners shall not be liable for:
98f's total liability to you for any claim arising from use of the platform shall not exceed the amount deposited by you in the 30 days preceding the event giving rise to the claim.
98f collects and processes personal data in accordance with our Privacy Policy, which forms part of these Terms & Conditions and should be read in conjunction with them. By using 98f, you consent to the collection and processing of your personal data as described therein. Key points include:
98f reserves the right to suspend, restrict, or permanently close any user account at its sole discretion, including where there is a suspected breach of these Terms & Conditions, suspected fraud or criminal activity, or failure to complete required KYC verification. Where an account is closed for reasons other than a breach, the remaining verified balance will be returned to the user via their registered payment method following completion of any outstanding verification requirements.
Users may close their own 98f account at any time by contacting support via live chat. Account closure does not affect any outstanding withdrawal that is already in progress.
98f reserves the right to amend these Terms & Conditions at any time. Material changes will be communicated to registered users via email or an in-platform notification at least 7 days before taking effect, except where changes are required urgently by legal or regulatory necessity, in which case they may take effect immediately. Your continued use of 98f following any amendment constitutes acceptance of the updated terms.
98f operates under applicable international online gaming frameworks. These Terms & Conditions are intended to be consistent with the requirements of those frameworks. Nothing in these terms is intended to exclude or limit any rights you may have under applicable consumer protection legislation.
Users are solely responsible for ensuring their participation in online gambling complies with the laws of their own jurisdiction. 98f provides no assurance that use of the platform is lawful in any specific territory.
If you have any questions regarding these Terms & Conditions, please contact the 98f support team:
These Terms & Conditions were last reviewed and updated in June 2026.
98f enforces an 18+ age restriction across all services. Age verification is conducted before withdrawal processing. Underage accounts are closed immediately and any balance forfeited.
Each person may hold only one 98f account. Duplicate accounts are detected and suspended. Any bonuses obtained through multiple accounts are voided along with associated winnings.
Withdrawals at 98f are processed to verified payment methods only. KYC checks protect every player's funds from being accessed by anyone other than the genuine account holder.
Every 98f promotion comes with clearly stated wagering requirements, expiry dates, and eligible game lists. No hidden conditions – all bonus terms are published in full at the point of offer.
Any 98f user can self-exclude their account permanently at any time via the account dashboard or support. 98f takes self-exclusion requests seriously and processes them without delay.
All casino games on 98f use independently audited RNG software. 98f does not, and cannot, alter game outcomes. Published RTP figures are independently verified and accurate.
Our support team is available 24/7 via live chat. We aim to respond to all queries in under 2 minutes. For email enquiries, contact us at [email protected] – we respond within 4 hours.
18+ only. Please play responsibly. Ensure online gaming is lawful in your jurisdiction.